4,6/5 rated by our users
PCI-DSS compliant
No subscription or set-up fees
Pay-per-use card fees
Data feed into Concur
Gain visibility into company spend and avoid manual paperwork
Add-on to existing card program
No need to change bank or current card program. Use Cardlay Pay as a great add-on.
Real-time issuing
Issue virtual cards instantly after approval with your SAP Concur credentials.
No subscription or set-up fees
Pay-per-use card fees apply. Sign up to learn more about our fee list.
Cardlay Pay is a fast, green and secure way of helping your employees to pay for what they need. At the same time, it compliments your existing card program and adds to your convenience. There is no need for changing your current bank relationship, all you need to do is to set up a funding account with Cardlay’s payment provider.
Help your employees, contractors, freelancers, seasonal workers and infrequent travelers to pay on-the-go. Keep control of your company spend by approving upfront instead of post-expense.
No worries! With Cardlay Pay, you can easily issue a card for all your employees without having to deal with KYC forms as with physical cards. The virtual cards are issued directly to the company and do not require credit checks or paperwork from the employee. The card has its own unique card number, expiry date and CVC. Employees can use them in-store with Google Pay and Apple Pay (coming soon).
Travel expenses
Traveling with work? Pay your expenses with a virtual card.
Transportation
Going to a meeting out of town? Pay your transportation with a virtual card.
Meals
Pay your business related meals with a virtual card.
Entertainment
Pay for your business related expenses with a virtual card.
Office expenses
Do you have many petty cash expenses? Replace them with a virtual card.
Communication
Pay for your video-conferencing services, internet etc. with virtual cards.
Seasonal workers
Pay on-to-go and avoid giving plastic cards to temporary workers.
Other
Pay for company expenses with a virtual card integrated directly with Concur Expense
Sign up
Sign up to make an agreement with Cardlay Pay & our payment provider B4B Payments
Get access code from Cardlay Pay
Receive access code from Cardlay Pay
Open Cardlay Pay web, register and get started
Manage card requests, virtual card funds and balances for your company
Fill out KYC
Fill out “Know your customer” form assisted by our Customer Success Manager
Connect through SAP Concur App Center
Connect to Cardlay Pay via SAP Concur App Center
Sign up
Sign up to make an agreement with Cardlay Pay & our payment provider B4B Payments
Fill out KYC
Fill out “Know your customer” form assisted by our Customer Success Manager
Get access code from Cardlay Pay
Receive access code from Cardlay Pay
Connect through SAP Concur App Center
Connect to Cardlay Pay via SAP Concur App Center
Open Cardlay Pay web, register and get started
Manage card requests, virtual card funds and balances for your company
Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.
Control company spending upfront
No subscription or set-up fees
PCI-DSS compliant
Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now
Control company spending upfront
No subscription or set-up fees
PCI-DSS compliant
