Virtual payment program for Concur Expense

4,6/5 rated by our users

PCI-DSS compliant

No subscription or set-up fees

Pay-per-use card fees

Data feed into Concur

Gain visibility into company spend and avoid manual paperwork

Add-on to existing card program

No need to change bank or current card program. Use Cardlay Pay as a great add-on.

Real-time issuing

Issue virtual cards instantly after approval with your SAP Concur credentials.

No subscription or set-up fees

Pay-per-use card fees apply. Sign up to learn more about our fee list.

Empower and control company spend upfront with Cardlay Pay.

Cardlay Pay is a fast, green and secure way of helping your employees to pay for what they need. At the same time, it compliments your existing card program and adds to your convenience. There is no need for changing your current bank relationship, all you need to do is to set up a funding account with Cardlay’s payment provider.

Help your employees, contractors, freelancers, seasonal workers and infrequent travelers to pay on-the-go. Keep control of your company spend by approving upfront instead of post-expense.

Don't want to give everyone a plastic card?

No worries! With Cardlay Pay, you can easily issue a card for all your employees without having to deal with KYC forms as with physical cards. The virtual cards are issued directly to the company and do not require credit checks or paperwork from the employee. The card has its own unique card number, expiry date and CVC. Employees can use them in-store with Google Pay and Apple Pay (coming soon).

What kind of expenses are suitable to pay for with a virtual card?

Travel expenses

Traveling with work? Pay your expenses with a virtual card.

Transportation

Going to a meeting out of town? Pay your transportation with a virtual card.

Meals

Pay your business related meals with a virtual card.

Entertainment

Pay for your business related expenses with a virtual card.

Office expenses

Do you have many petty cash expenses? Replace them with a virtual card.

Communication

Pay for your video-conferencing services, internet etc. with virtual cards.

Seasonal workers

Pay on-to-go and avoid giving plastic cards to temporary workers.

Other

Pay for company expenses with a virtual card integrated directly with Concur Expense

Need to know more?

Let’s get in touch and talk about how we may help your business.

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How to get started

Sign up

Sign up to make an agreement with Cardlay Pay & our payment provider B4B Payments

Get access code from Cardlay Pay

Receive access code from Cardlay Pay

Open Cardlay Pay web, register and get started

Manage card requests, virtual card funds and balances for your company

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Fill out KYC

Fill out “Know your customer” form assisted by our Customer Success Manager

Connect through SAP Concur App Center

Connect to Cardlay Pay via SAP Concur App Center

1

Sign up

Sign up to make an agreement with Cardlay Pay & our payment provider B4B Payments

2

Fill out KYC

Fill out “Know your customer” form assisted by our Customer Success Manager

3

Get access code from Cardlay Pay

Receive access code from Cardlay Pay

4

Connect through SAP Concur App Center

Connect to Cardlay Pay via SAP Concur App Center

5

Open Cardlay Pay web, register and get started

Manage card requests, virtual card funds and balances for your company

Sign up now

Control spending upfront with pre-approved budget spend, real-time card issuance and expense reconciliation into Concur Expense.

Sign up
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Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

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Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant