Why choose Cardlay Pay?

Embed your payments with Cardlay Pay. Prepaid virtual card program with Concur Expense

Streamline the payment process for your employees, making it easier for them to access the services they need when they need them.

With SAP Concur credentials, a Cardlay Pay card can be issued in real-time with just a few clicks and can be used immediately by the employee.

New functionality will be added continuously.
Currency available: British Pounds. Euros coming soon.
No subscription or setup fee, just pay for the cards you issue.

Instant issuing

Issue card in real-time with just a few clicks . Create, name and delete cards based on your needs.

Subscriptions

Use your virtual cards for managing your recurring payments. Top up automatically*. Coming soon.

Real-time data

Transactions are automatically sent to Concur Expense, where the expense handling can be finalized.

Spend controls

Set-up spending rules, limits, and category controls. Block and unblock the card anytime*. Coming soon .

Request virtual card

Control company spending upfront in a secure eco-system

An employee can easily request a budget in the app using their SAP Concur credentials

  • Easy request flow

  • Both IOS and Android

  • Substitutes cash and personal expenses

Manage request

Full control and overview of every payment

Manage and control company expenses upfront and reduce risk of fraud and flaws easily

  • Easy approval flow

  • Full overview and control

  • Set up spending rules for all employees

Use your card

Receive virtual payment cards in real-time after approval

The virtual payment card can be used at most vendors within travel, lodging, meals, and entertainment

  • Receive card in real-time

  • Add to wallet

  • View card details

Real-time reconciliation

Make life easier for all of your employees

All transactions are automatically sent to Concur Expense for reconciliation, where employees can finalize their expense handling.

  • Easy reconciliation directly in Concur Expense

  • Save time

  • No paperwork

×
🎉
×

Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

×

Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant