About

About us

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

We are a strategic partner to banks, card issuers, processors, and other financial institutions in the digital transformation process. Our mission is to enable our partners to supply end-to-end spend management to their clients by creating a global spend management network that connects our technology to some of the biggest financial institutions and technology corporations in the world.

We understand that the world needs digital solutions, and we want to add value to the end-user. Not only are we securing the digital connectivity to serve user's needs, but we are also ensuring a short time to market and a full go-to-market support solution.

Our software is aimed at helping companies automate business processes, by leveraging the integration between payment cards (virtual and plastic), card management, travel expense management and automated EU VAT reclaim. 

At Cardlay, we continue to challenge the endless possibilities of business process automation and bringing transactions to life through machine learning and intelligent solutions.

50 employees

9 nationalities

Founded in 2016

2 offices

3 development teams

SAP Concur financial service partner

The partnership with SAP Concur is the first of its kind globally.

The vision is to leapfrog payment innovation and expense handling for large corporations. In this way, substituting the vast majority of cash and private card expenses with commercial cards, and optimizing the user journey for millions of corporate employees.

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Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

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Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant